BUILT FOR DRIVERS · ALL 50 STATES
An indexed universal life policy built around truckers — a payout for your family, cash value that can grow tax-advantaged, and living benefits if a qualifying illness or injury takes you off the road. See what you may qualify for in about 60 seconds.
Answer a few questions
Owner-operator or company driver, what you want the policy to do, and a realistic monthly number.
Talk to a licensed agent
A quick call to walk through what you may qualify for — no cost, no obligation.
See your options
Compare coverage, cash-value growth potential, and living benefits side by side before deciding anything.
Family protection if something happens while you're on the road
Cash value that can grow tax-advantaged, tied to a market index — yours to borrow against later
Living benefits if a qualifying illness or injury takes you off the road
Available to owner-operators, lease operators, and company drivers in all 50 states
What kind of driving do you do?
Your setup changes which programs may fit.
Where are you based?
Coverage rules vary by state.
What's your date of birth?
Carriers use this to determine what you qualify for. This doesn't require a medical exam to check.
What matters most to you?
This helps us point you toward the right kind of policy.
What could you comfortably set aside each month?
There's no right number. This just helps the consult stay realistic.
Who would you name as your beneficiary?
This is who the payout would go to if something happened to you.
Last step — where should we send this?
Toby Aldrich will follow up with your options. We'll text a quick code to confirm your number first.
✓ Phone verified
You're all set.
Toby Aldrich will reach out shortly to walk through what you may qualify for. Keep an eye out for a call or text from an unfamiliar number in the next 24 hours.
We proudly serve nationwide — all 50 states. Not sure if you're in range? Just ask, we'll let you know right away.
This is indexed universal life (IUL) — permanent coverage that can build cash value tied to a market index, alongside a death benefit for your family. A licensed agent will walk through how that compares to term coverage for your situation.
Many drivers qualify without one. Your agent will confirm what applies to you based on age and health during the consult.
Your information is never sold to third parties. American Trucker IUL is not an insurance carrier — coverage is placed through licensed agents and underwritten by third-party carriers.